This Mortgage Information site has been designed with you (the visitor) in mind. That is why the information that I provide about Mortgages has been layed out into easy to read paragraphs; and a simple navigation structure.
The first step in finding you the right Mortgage is to understand your requirements. I have provided a simple Mortgage Checklist (below) to help you identify these needs.
- Can you afford the monthly re-payments on the Mortgage? - This is extremely important, because some Mortgages come with an "discounted" period; in which your first few Mortgage Repayments may be reduced.
- Included any ground rent and service charges for any leasehold properties as a cost in the affordability assessment?
- Does the Mortgage have Payment Protection Insurance attached? -- This can increase the amount that you have to repay.
Maidstone Accountant