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Thursday 22 March 2012

Mortgage Advice UK (Welcome)

Welcome to Mortgage Advice UK.

This Mortgage Information site has been designed with you (the visitor) in mind. That is why the information that I provide about Mortgages has been layed out into easy to read paragraphs; and a simple navigation structure.

The first step in finding you the right Mortgage is to understand your requirements. I have provided a simple Mortgage Checklist (below) to help you identify these needs.


  1. Can you afford the monthly re-payments on the Mortgage? - This is extremely important, because some Mortgages come with an "discounted" period; in which your first few Mortgage Repayments may be reduced.
  2. Included any ground rent and service charges for any leasehold properties as a cost in the affordability assessment?
  3. Does the Mortgage have Payment Protection Insurance attached? -- This can increase the amount that you have to repay.
Those are the top three questions that you should ask yourself before considering taking out a Mortgage.

Maidstone Accountant

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