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Thursday 22 March 2012

Where can you get a Mortgage?

There are a lot of banks and building societies that you can get a Mortgage from. This includes; when you speak to an Estate Agent about purchasing a property, they generally obtain the Mortgage through a bank or building society that they have arrangements with. If would also be a good idea to obtain financial advice from a Maidstone Accountant

The top 5 Tracker Mortgages are:

  1. NatWest - Two Year Tracker Mortgage
  2. RBS - Two Year Tracker Mortgage
  3. HSBC - Lifetime Tracker Mortgage
  4. Santander - Two Year Tracker Mortgage
  5. Post Office - Two Year Tracker Mortgage
The other types of Mortgages are:
  • Fixed Rate Mortgage
  • Buy to let Mortgage
  • OffSet Mortgage

Further information about these shall be added soon... Please feel free to take a look around our website, where we shall be updating it with fresh Mortgage Advice every day.

Once you have mortgaged a home, or need to have some rennovation done; there are local Brickwork Companies who offer a 1st class brickwork service for your needs.

Mortgage Advice UK (Welcome)

Welcome to Mortgage Advice UK.

This Mortgage Information site has been designed with you (the visitor) in mind. That is why the information that I provide about Mortgages has been layed out into easy to read paragraphs; and a simple navigation structure.

The first step in finding you the right Mortgage is to understand your requirements. I have provided a simple Mortgage Checklist (below) to help you identify these needs.


  1. Can you afford the monthly re-payments on the Mortgage? - This is extremely important, because some Mortgages come with an "discounted" period; in which your first few Mortgage Repayments may be reduced.
  2. Included any ground rent and service charges for any leasehold properties as a cost in the affordability assessment?
  3. Does the Mortgage have Payment Protection Insurance attached? -- This can increase the amount that you have to repay.
Those are the top three questions that you should ask yourself before considering taking out a Mortgage.

Maidstone Accountant